The Dow Just Fell 1862 Points. Here’s How to Protect Your Investments Against Stock Market Volatility, Again!!

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It’s no time for investors to get complacent.

The S&P 500 may have erased its losses for the year earlier this week, but volatility returned with a vengeance on Thursday afternoon, with the Dow plunging more than 1,500 points. Uncertainty remains over how the coronavirus may play out in months to come -– and what that will mean for the market going forward. It’s a good time to make sure your portfolio is in order.

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Pandemic creates pension plan tension: Take the lump sum or trust lifetime payments

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KEY POINTS

  • The number of pension plans dropped to about 46,700 in 2017, from 103,000 in 1975.
  • During the same time,  defined-contribution plans such as the 401(k) grew to 662,800, from 207,700.
  • If you’re leaning toward choosing guaranteed lifetime income by remaining in the plan instead of taking the lump-sum offer, be sure you have confidence in your employer’s long-term viability.

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‘Bankrupt in Just Two Weeks’: Individual Investors Get Burned by Collapse of Complex Securities

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William Mark lost nearly all of the $800,000 he put into ETNs.© Aaron Vincent Elkaim for The Wall Street Journal 

 

When William Mark decided to get back into investing after the 2008 financial crisis, he looked past stocks and bonds. Needing to play catch-up with his retirement portfolio, the piping engineer decided to bet on a complicated product he hoped would deliver double-digit annual returns. Read More